17 yr old in uk, looking for any tips to get cheaper car insurance. ?
looking for helpful tips to legally lower the price of my car insurance ie what company to go with, whether i should put my mum on my policy etc.
looking for helpful tips to legally lower the price of my car insurance ie what company to go with, whether i should put my mum on my policy etc.
March 2nd, 2010 at 4:30 pm
If you put your mum down as the main driver and put yourself as an additional driver it could lower the price by half.
March 2nd, 2010 at 5:11 pm
I used admiral’s young person policy when I insured my 1st car-it has a higher excess for under 25′s and you aren’t insured to drive any other cars 3rd party as most policies allow and this made it much cheaper for me. They also do a 10 month bonus accelerator which allows you to get 1 yrs no claims bonus in 10months making your insurance cheaper after that time.
Having another driver on your policy can help. I am now 25 and even having my 22 yr old BF added to my policy made it cheaper!
I have seen companies like Norwich Union advertising that named drivers can get their own no claims bonus which I think is really good for younger drivers, it should make your insurance cheaper as you could put your mum as the main driver and you as a named driver but you can still get a no claims bonus which will really help as you get older.
There are other factors which make insurance cheaper that may be out of your control: engine size, postcode, where the car is parked, immobiliser etc, miles travelled, if you have a pass plus certificate, value of the car etc
Good luck!