New Life Insurance Investment Advisor: Achieving Financial Security for you and your family’s current insurance products
Product descriptions include “For anyone different types of life insurance needs and considerations for the purchase and management policies, this book should be in your local reference shelf. If you often find yourself fumbling around with terminology, such as the differences between variable, universal and variable universal life energy (VUL) policies, will at last some light through the mist. “- MorningstarAdvisor. com life insurance need not be complicated or intimidating. Ben Baldwin makes completely revised and updated guide is clear and logical to discuss how to analyze insurance products based on the merits of their investment and better returns in general. This resource clear authority for the insurance consumer information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new generation of “immediate annuities..” . . More>>
New Life Insurance Investment Advisor: Achieving Financial Security for you and your family’s current insurance products
April 12th, 2010 at 9:44 am
Most people feel guilty about the lack of savings, lack of protection of life, and too much debt. Here comes a book to help people understand the present value of life insurance a promise for everyone. But this book that life is complicated. The cash value life insurance, written by lawyers, most people confuse to the point that people have no idea exactly what they agreed. This book makes the situation even schlimmer.Jeder needs a plan to get out of debt, term life insurance if other people / children depend on their income, and wealth creation strategy that includes a venture capital fund varied portfoilio since to avoid, he works the rest of your life or want to retire broke. After funding your emergency fund, you must complete its financing Roth IRA, if qualified in its portfolio. Your Roth IRA is income tax free, you retire. insurance cash value of life is the most expensive investment vehicle in history and will never be able to provide tax-free money for retirement. Then fund your 401k, especially if your company matches. Everyone wants to make investment adviser that advises against each of the previous strategies that can make a fortune selling to understand, expensive and unsuitable life insurance cash value. A good financial advisor is out there, call around. Rating: 1 / 5
April 12th, 2010 at 11:23 am
_No Walk_ Run away from people who want to sell a VUL. There is a reason the Wall Street Journal and all others in the insurance sector crashed this investment product, that does not harm anyone, the ability to create wealth. In this case, the old rule is still valid you buy a level term policy and invest the rest of the money you could save in a mutual fund with more power and flexibility than a VUL! I also recommend that you read the new rules of money. Rating: 1 / 5
April 12th, 2010 at 1:44 pm
I think it’s very detailed, organized and well thought out sales pitch for insurance variable universal life (VUL). I concluded that the product could be useful for some people with long-term need for life insurance, a level of higher taxes, tax liabilities and assets likely success in finding a policy low fees. A variety of rates policies, this book takes the VUL is primarily associated. Good investment performance would also be required. I concluded that he would VUL has only been for me if property taxes would be a problem 30 to 40 years from now. Otherwise, invest and buy the rest of the term strategy is likely winners. He made a strong pitch for the purchase through a professional insurance (work), but it is my opinion that this case concerning the fees sparked much of the tax advantages. In my case, I already have to pay for the preparation of a life insurance trust to give me that wanted to seize property. VUL also suggested that a much better option was written as a non-deductible IRA (book was pre-Roth IRA) is necessary because of the hassle or expense of the values of non-deductible IRAs. It seemed that there was so much paperwork involved with VUL, although many of them can by the insurance company. You should do something for these charges. It was a well written and well read the book. Easy to do, as if it is an insurance salesman in your living room is preserved. Rating: 2 / 5
April 12th, 2010 at 2:52 pm
Although Mr. Baldwin has a good job explaining the different insurance products, pushed the amount of a Salesman. I also found some of what he says is misleading. That when a person is willing to pay their premiums (and costs) of U.S. dollars after taxes, then life insurance is good for them. He says that through the use of a VUL product, a person can pay their fees with pretax dollars. This is misleading, that the premium you pay for health insurance after taxes! The best thing to keep in mind when reading this book is that Ben Becker is an insurance agent! Rating: 2 / 5
April 12th, 2010 at 5:27 pm
If you set an objective account of the decision to search life insurance, this is not the book. This variable is biased towards Univeral life. I’m back in this book. Rating: 2 / 5
April 14th, 2010 at 7:59 pm
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