Tips to Choose Car Insurance
You are looking for and confused in choosing car insurance? Maybe a little tips below can be considered to choose it :
1. Quality:
Make sure the first insurance that will be chosen is including insurance categories that have got pedigree such as Best General Insurance, Best Brand Award, Customer Satisfaction Award. Because with these certification are clearly indicates that this insurance is reliable, trustworthy, and proven claim responsibility in serving customers.
2. Cost Own Risk (Own Risk):
Sometimes to be back and forth to the garage insurance is also something that makes customers lazy, let alone in implementing some insurance claim with the payment system OR (Own Risk) or the risk itself.
3. Claim Process:
The insurance claim process should be examined first. Not yet at times it took several days just to wait for SPK (Work Order) issued by the insurance company for the repair shop could fix our car. Leave a process like this is already old, you should select an insurance claim when an uncomplicated, quick less than 30 minutes SPK is in your hands.
4. Work:
Many insurances apply some cheap rate, but what if the workshop is not qualified associates alias mock and not satisfying the customer. Pay attention to this and select the insurance with a trusted partner workshops and official (authorized). Remember that your vehicle is a valuable asset.
5. Spare Parts (Spare Parts):
Spare parts are an important part in your car, make sure the insurance guarantees that use original spare parts and warranty. Be careful with this insurance does not guarantee that fatal consequences.
6. Responsibilities of the Third Party (TJH / TPL) and PA (Personal Accident):
This feature should be observed carefully because the time of the incident hit the motorcycle accident samples sometimes the 3rd party even more severe damage than us.