What is the best personal loan without credit history?
I need a loan now! I have absolutely no credit history I have my social security number and permanent residence. I have no job or income to date, but had some bad news from my sister, who has four children, and now needs help. Most importantly, I realize that because I have no income, would not be able to repay the loan on a monthly basis, but I’m willing to ruin my credit card to help my sister. Please I am desperate, suggestions would be very grateful.
March 6th, 2010 at 1:13 am
Unfortunately it is not that easy anymore to completely and intentionally ruin ones credit.
With no job, assets and barely established in the country…. you won’t find any bank willing to give you a loan.
So… the answer to your question: The best loan with no credit history is the loan you can get.
Which in itself would be a miracle. Even for only a small amount…
March 6th, 2010 at 2:04 am
You sound like you may try the internet for this loan.
Don’t do it.
It is full of scams.
Many companys say that if you send us money we will get you a loan.
The money supposedly is for processing and appliation fees.
100% of the people that apply get turned down.
And the company keeps the fees.
Banks don’t make personal loans anymore.
If you ask, they will merely hand you a credit card application and if you are instantly approved, they will give you a cash advance.
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March 6th, 2010 at 2:56 am
You will not be able to get a loan. Even if you could, getting one with the deliberate intent not to repay it could be construed as fraud.
March 6th, 2010 at 3:20 am
No way will you be able to get a loan.
March 6th, 2010 at 4:08 am
Well If you have money problem and u want loan. some days before my friend having very bad financial crises so while he was searching on Internet for Bad credit loan he found a site which contain link for Geniune lender for Bad credit Loan. He checked all 8 links in that each link offer different interest rate and repayment time.
My Friend got loan of 25000$ for 15 years on 3% interest rate which should be payed annually.
Well you go to
Dixiloan.com
Then Go to “Bad Credit Loan”
Check all 8 links in that in search of lowest interest rates.
Take Care
Bye!
March 6th, 2010 at 4:14 am
C’mon here.
I appreciate your spot; but no reputable lender is giving money to someone with no job, no determined residence, ni ability to pay it back and no chance of finding them if they decide not to pay.
2nd job, pawn shop, friends
March 6th, 2010 at 4:46 am
Well it is a bit hard to find a lending company that will give you a loan without credit history, work, or things like those. But you may still try. There’s no harm in trying. Just make sure that you agree with the terms and conditions and you adhere to the lending company’s policies. You can get an unsecured loan but still you have to pay for it in the end. Hope that helps..
March 6th, 2010 at 5:42 am
I know a place I use when I am in a squeeze, they loan out money and use high value items like jewelry as collateral. Also, if you default on it, it doesnt have any effects on your credit. Check out my source.
December 23rd, 2010 at 5:37 pm
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November 1st, 2011 at 10:55 am
Hi I can provide 2 million dollars, I have no guarantees. I need a year of grace. to start a university.